Basis Points
Basis points (bps) – or “bips” – is financial jargon advisors love to toss around. It’s often used to define the fees investors pay advisors. It’s only appropriate, then, that a blog meant to communicate the basis for our financial planning and investment philosophy also serve as a way to give Basis Points back to investors.
Excuse Me, I Believe You Have My Stapler
Quiet quitting is all the buzz these days. It has even prompted an antithetical term: quiet firing. Both terms have gained popularity in the midst of a strong labor market, but what ramifications will they carry as that labor market begins to change?
Student Loan Forgiveness: Fair Or Foul?
The recent student loan forgiveness program has many crying foul. What does this plan include, and is it fair to forgive the debts of some while seemingly ignoring those who have worked hard to avoid or eliminate debt on their own?
Generation Wars
If we believe the headlines, the past decade was a bloodbath at the hands of Millennials. Not even financial markets could escape their destructive influence. Playing the generational blame game isn’t terribly constructive on its own, but it can serve to highlight the unique approach each generation brings to investing.
Not All Advisors Wear Capes
There’s an important difference between financial advisors who act as guides and those who want to be the hero. See how these differences play out through the memory of a fly-fishing adventure.
Risky Business
Why are humans so poor at evaluating risk? Despite our obsession with eliminating it entirely, we often misalign risk priorities. Understanding behavioral finance can give us a better framework for properly managing the risks we face.
When Helping Hurts
What do federal stimulus and Kudzu have in common? Both were introduced with good intentions and both are now smothering the very demographic they were meant to help.